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When the phrase “Making a dent in the universe” is mentioned, the late Steve Jobs came into the mind. I mean, even if you are not using an iPhone, who don’t know what an iPhone is right? The book by Kanyin Chief Editor, Carol Lin – Global Malaysian Brands, is all about Malaysian businesses with [...]

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Why we are so TERRIFIED of insurance agents

by ChingFoo Lieu on 14/05/2013

Insurance is an essential part of financial planning into achieving our eventual financial freedom. If I were to quote this saying – “Sex is like air, it’s not important unless you are not getting any” and apply it to insurance, it would not be too far off. Why? Insurance is NOT important unless one of [...]

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Have you heard of the term – investment purification? Wonder how the analogy of cooking a delicious curry – selecting the right ingredients and then mixing them in the right amount – could be used in the investment portfolio selection methodology & construction adopted by Fin Freedom? After all, having too many products to select [...]

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The term – financial planner is overused in the industry today. Any financial intermediary attached to an insurance company, a unit trust agency or a bank can be a financial planner. However, a fully licensed financial advisory firm refers to a firm which has acquired proper licenses from both Bank Negara Malaysia and Securities Commission [...]

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Claim the Right Amount of Tax Relief

29.04.2013

e tax filing dateline for employees (BE form) has been extended for another 2 weeks until 15 May, in case you are not aware of this already. Here’s another thing you should know about claiming tax relief for your insurance policies – NOT every cent of the annual premium paid over the past year is [...]

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Gold is NOT an investment product…or is it?

26.04.2013

I got this “From the Desk of CIO (Chief Investment Office)” letter I received in my inbox this morning, for my EPF investment scheme in a private managed fund. Basically, this option is more exotic than your normal investment withdrawal from EPF Account#1 to invest in EPF approved unit trust funds. Instead, this option actually [...]

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Money skill – a vital life skill for financial security

22.04.2013

It is a straight talk, no holds barred discussion with MoneyTree Malaysia CEO, Brandon Liew on money issues affecting most Asian families. But before that, I asked Brandon if he has any good story to tell about the founding of MoneyTree. As with all businesses, it is about making profit but then he realized, the [...]

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MoneyTree Malaysia CEO, Brandon Liew on financial literacy (Interview)

16.04.2013

Will you be amazed if a 7 years old can explain the concept of inflation in his own words? Apparently that is the outcome of the financial education program run by MoneyTree. I interviewed the CEO and founder of MoneyTree Malaysia (http://moneytree.asia/malaysia/), Brandon Liew on making a dent in the universe in raising financial literacy [...]

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The Ant and the Grasshopper in Personal Finance? Are you kidding me?

09.04.2013

Who would have thought the story of ants and grasshopper we learn in elementary school is applicable to personal finance? Yeah, I am talking about frugality and money management. How does this relate to the ant and grasshopper story? For those who had forgotten this, let us recap what this childhood story is about The [...]

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The Financially Free Common Man – Interview with John Lim

03.04.2013

“Financial independence is subjective” – that’s what John KS Lim told me when I interviewed him. Who is John Lim? Unlike previous interviews where I connect with CEOs, authors or founders of companies, this time I did something different. John Lim is one of my good reader, aged 56, whom I met a few weeks ago [...]

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Interview with Sharon Lim, CEO of CapitaMalls Malaysia Trust

01.04.2013

This interview with CEO of CapitaMalls Malaysia Trust, Sharon Lim Hwee Li would not have materialized if not for the tremendous help by the CapitaMalls Asia Head of Corporate Communications and Marketing, Mr Lim Seng Jin. The properties in CapitaMalls Malaysia Trust are perhaps the ones I could most relate to. One of it being [...]

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What do insurance policies for women cover?

25.03.2013

There is this article in Personal Money March 2013 on protection against women-specific diseases. And since I got married last December, with peers around me or whose wife are planning for baby soon, I started to look for these lady insurance in my platform. A good friend and his wife had a discussion with me [...]

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